Important Disclaimers and Legal Information

General Service Disclaimer

The information and consultations provided on this website are for general guidance purposes only. While we strive to provide accurate and up-to-date financial analysis, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information presented. All financial planning discussions should be considered alongside your individual circumstances and professional requirements.

Our consultation services are designed to provide analytical insights and discussion frameworks. We recommend reviewing all financial decisions with qualified professionals before implementation.

Information Accuracy and Currency

We endeavour to ensure all information provided during consultations and through our platform remains current and accurate. However, financial markets, regulations, and personal circumstances change regularly, which may affect the relevance of previously discussed topics.

• • Market data and financial information may change between consultation sessions
• • Regulatory frameworks and tax implications may be updated by relevant authorities
• • Personal circumstances may evolve, affecting previously discussed planning approaches

Limitation of Liability

To the fullest extent permitted by law, Lunarethixvo Financial Planning Services shall not be liable for any losses, damages, or consequences arising from your use of our consultation services.

Our liability is limited to the subscription fees paid for our services in the twelve months preceding any claim. This limitation applies regardless of whether the claim arises in contract, tort, negligence, or otherwise.

Professional Financial Advice Notice

Our subscription service provides consultations and analytical discussions rather than regulated financial advice. We do not provide specific recommendations for individual financial products or direct investment guidance.

Always consult with authorised financial advisers, tax specialists, or legal professionals before making significant financial decisions. Our consultations complement but do not replace professional financial advice.

External Links and Third-Party Content

Our website and consultation materials may reference external resources, websites, or third-party tools for educational purposes.

We are not responsible for the content, accuracy, or availability of external websites. Links are provided for convenience only and do not constitute endorsement of third-party services or products.

Individual Results and Outcomes

Individual results may vary.

The effectiveness of our consultation service depends on various factors including personal circumstances, implementation of discussed concepts, market conditions, and individual engagement with the planning process. We cannot guarantee specific outcomes or financial improvements.

Intellectual Property Rights

All content, consultation frameworks, analysis tools, and materials provided through our service are owned by Lunarethixvo Financial Planning Services or our licensors.

You may use our content for personal financial planning purposes only. Commercial use, reproduction, or distribution of our materials requires written permission.

Governing Law and Jurisdiction

These disclaimers and your use of our services are governed by the laws of the jurisdiction specified below.

Indemnification

You agree to indemnify and hold harmless Lunarethixvo Financial Planning Services from any claims, losses, or damages arising from your use of our consultation services or breach of these terms.

Severability

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Modifications to Disclaimers

We reserve the right to update these disclaimers at any time to reflect changes in our services, legal requirements, or industry standards.

Significant changes will be communicated through our platform or email notifications to active subscribers.

Acceptance of Terms

By using our consultation services or accessing our platform, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and limitations.

Contact Information for Legal Matters

For questions regarding these disclaimers or legal matters, please contact us using the information below.